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Buying a holiday home · Costa del Sol focus · Target: Q3 2026

Update budgetRe-run assessment
Buyer profile
Lifestyle + Investor
Estimated affordability
€950,000
Est. monthly mortgage
€2,980
Saved destinations
3

Buying roadmap

3 of 9 steps complete

  1. Buyer assessment completed
  2. Shortlist of destinations
  3. Affordability modelled
  4. NIE application
  5. Spanish bank account
  6. Mortgage pre-approval
  7. Property reservation
  8. Due diligence & legal
  9. Notary signing & deed

Saved destinations

3 shortlisted

Browse all
Marbella
Costa del Sol
Marbella
€5,800/m² · yield 5.4%
Estepona
Costa del Sol
Estepona
€4,200/m² · yield 5.7%
Santa Eulalia
Ibiza
Santa Eulalia
€5,800/m² · yield 5.2%

Suggested to add

AI recommendations

  • Run mortgage scenarios for Marbella
    Compare 30% vs 40% down at non-resident rates.
  • Apply for your NIE remotely
    Required to open accounts and sign at notary.
  • Book a discovery call with a BuyaProp advisor
    30-minute strategy session, free.

Affordability summary

  • Target budget€950,000
  • Down payment€285,000
  • Buying costs€115,000
  • Total cash needed€400,000
  • Mortgage€665,000
  • Est. monthly€2,980

Document checklist

3 of 6 ready

  • Passport scan
  • NIE certificate
  • Proof of funds
  • Last 3 payslips
  • Tax returns (2 years)
  • Spanish bank account

Timeline

Now
Discovery & shortlisting
Q2 2026
Mortgage pre-approval
Q3 2026
Reservation & due diligence
Q4 2026
Notary signing